Whether it’s a fender-bender or a head-on collision, getting in a car accident is bound to ruin your day. And if it’s a hit and run accident, the experience can be extra stressful.
If you’ve found yourself in this situation, following the steps below will make handling a claim effortless and beneficial.
Assess the situation appropriately
It is your legal responsibility to be at the scene of an accident and note every detail.
Do not attempt to chase after the speeding car. Nor should you risk stopping them; you are already in an unpredictable environment, and any further interaction with the offending party will only escalate the situation.
Your #1 priority should be to call the police right away and prepare yourself to give as much information as possible, including the model, color, license plate number, and distinguishing features you can remember about the other vehicle.
Take a lot of photographs of the accident’s location or damages to your vehicle that can help to support your case.
Look for Witness to Support Your Case
Ask around to see if anyone nearby witnessed the incident as they may be able to corroborate your information and fill in any gaps you might have. It is incredibly beneficial to have witnesses who can attest to the accident, helping you to file a claim or legally pursue your case.
Seek Medical Assistance
Whether or not you think you may have been injured, you should be sure to seek medical assistance as soon as possible. Some injuries don’t show signs right away, and you don’t want to continue on with your day only to be surprised by something debilitating like a concussion or internal bleeding. Seeking medical help quickly will also better inform your case against the offending driver.
Never Follow the Fleeing Vehicle
Chasing the other driver is always a bad idea. Even if your car still works perfectly to drive, you may be ignoring major injuries or creating conditions leading to another bad crash.
Furthermore, leaving the scene of the accident before emergency personnel arrives can make your case more complicated. You wouldn’t want to be accused of fleeing the scene of an accident you didn’t cause.
Call Your Insurance Company
After emergency services, the next call that you should be making after the hit and run accident is your own insurance company – even when it’s not your fault.
It’s always a good idea to let them know about the accident, so they can begin processing your claim.
How to Understand Compensations To Recover From a Hit and run Accident
As the victim of a crash, you’re entitled to your medical expenses, vehicle damage, and any suffering you might have experienced.
There are two types of damage compensations that you look to recover:
- Economic damages help you cover the cost of any current or future expenses that resulted from the crash, such as medical bills, physical therapy costs, car repair bills, or lost wages.
- Non-Economic damages aid you in covering the intangible costs of your accident, such as pain and suffering. It’s often difficult to put a price on the pain and suffer someone has experienced, requiring an attorney to estimate accurately.
Get To Know About The Type Of Coverage You Have
Whether you can get compensated for your injuries or damaged vehicle depends on the type of auto insurance coverage you have.
Uninsured Motorist Coverage
Uninsured motorist insurance covers drivers in collisions where the other party does not have any auto insurance. It acts as the uninsured driver’s liability indemnity, covering damages up to policy limits. It includes both injury and property damage and is relatively inexpensive compared to other coverages.
Underinsured Motorist Coverage
Underinsured motorist insurance covers you in the event the limit of the at-fault driver’s liability insurance isn’t enough to fully cover your damages.
Consider speaking with Monks Law Firm – We cover everything you need
The first stage of your damage recovery process is understanding how you can receive compensation for injuries sustained in a hit and run accident.
Call Monks Law Firm today at (713) 666-6655 or complete our online contact form to schedule your free consultation and get the help and compensation you deserve.